Travel Office

Travel Office
You can now quote, bind and renew this product online via our Broker Portal. Find out more*

To discuss your clients needs, please contact either:

Stuart Burt F.Inst.TT
01923 298 428
Richard Foster F.Inst.TT  
Senior Underwriter
01923 298 429

Laura Collett Cert CII
01923 298 427


What is it?

The Travel Office Combined policy is designed to protect the tangible assets of your client’s business and their potential Liability exposures. The policy provides a range of standard covers and a selection of optional covers so that the cover can be tailored to your clients needs 

The standard policy includes the following sections: 

  •      Property Damage
  •      Business Interruption
  •      Outstanding Debit Balances
  •      Loss of money
  •      Personal Injury (Robbery)
  •      Theft by Employee Insurance
  •      Employers' Liability
  •      Public Liability
  •      Products Liability
  •      Professional Indemnity
  •      Business Travel for Directors or Partners of ABTA members

Optional Covers available:

  •      Computer Breakdown
  •      All Risks for items away from the premises
  •      Sale of Travel Insurance (PI extension)
  •      Crisis Plus (PR consultancy fees)
  •      Directors and Officers Liability
  •      Legal Expenses
  •      Group Personal Accident for Travel staff
  •      Business Travel Insurance for all staff

Coverage Limits:

Key Features -

  • Property Damage up to £5m any one location including AD & Subsidence
  • Full theft
  • B I £500k as standard on non-average basis (higher limits available)
  • Money limit of £4000 in transit or in premises during working hours.  Includes tickets (up to £5000).
  • Employers' Liability Limit of Indemnity £10,000,000 
  • Public Liability Limit of Indemnity £2,000,000 & Professional Indemnity Limit of Indemnity £1,000,000 both on an any one loss basis incl. whilst acting as organiser (subject to limits of up to 10% or 25% of turnover)
  • Crisis Management – costs involved in dealing with a crisis included as standard within PL/Products cover
  • Theft by Employee cover provided as standard up to £10,000

For full information see our summary of cover or policy wording.

Customer Profile:

  • Travel Agents with less than 25% of turnover as tour organising.
  • Up to £5m per location for Material Damage
  • Clients with turnover up to £50m

Target Business

Claims free risks with good risk management features