Terrorism

Liability & Construction
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Non Pool Re Terrorism cover available via our online Broker Portal

Summary

To complement our portfolio, we are offering stand alone terrorism coverage for commercial property or residential & flats, whether multi or single location. We can also cater for individual locations within a portfolio.

This product is available to quote and bind via our online Broker Portal – log in or request access to obtain a quote for your clients.

Our cover focuses on not only the property damage but also the business interruption consequences of terrorist acts.

  • Premium’s start from £25+ IPT
  • Up to £60million TSI any one location
  • UK including Northern Ireland
  • NCBR Buyback available

Quote, bind & renew this product online

Save time by issuing cover for majority of our products online. You can receive quotes immediately, benefit from fast-track referral and confirm cover and issue policy documents.

Access Broker Portal

Key documents

Policy Wording

Product Oversight & Governance

Claims

Submit a claim

Complete our online form.

Alternatively, if the loss or damage is extensive, please call our Claims Department as soon as possible. Full contact details here.

Definitions

Act of Terrorism

An act or series of acts, including the use of force or violence, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organisation(s), committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes.

Act of Sabotage

A subversive act or series of such acts committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes.

Extensions

  • Claims Preparation
  • Contingent Financial Loss – Named / unnamed
  • Denial of Access (including Non Damage)
  • Fire Brigade Charges and Extinguishing Expenses
  • Loss of Attraction
  • Miscellaneous Unnamed Locations
  • Professional Fees
  • Threat
  • Utilities

Territorial limits

United Kingdom which includes:

  • Channel Islands
  • Isle of Man
  • Northern Island

Target Business

Non Residential
A Commercial Property which is 100% used for commercial purposes such as shops, offices, warehouses, museums and factories, with no domestic use whatsoever.

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Residential
A private premises which is for domestic use (i.e. residential) and are let properties, investment properties, or private properties in the name of a Company or Trustee.

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Mixed Use
Mixed Use Property are premises which have a Commercial element and Private element. For example a fish and chip shop on the ground floor and residential property on the floors above.

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