Commercial Combined 2026 thumbnail

We offer comprehensive cover, providing clients with a range of covers required in a single policy.

Backed by A-Rated capacity, we have the ability to tailor and enhance the wordings plus include extensions as standard.

Features:

  • Property Damage
  • BI – Gross Profit/Fees/Revenue/ICoW/AICoW options
  • Money and Assault
  • Goods in Transit
  • EL/PL/Products Liability
  • Legal Expenses
  • Bespoke office/surgery and retail/salon extensions and enhancements

Benefits:

  • Average Waiver Condition
  • PL/Products – up to £10m LOI
  • No location limits
  • Turnover – up to £100m
  • 24/7 dedicated claims helpline
Offering additional coverage options for every scenario
  1. Terrorism Non Pool Re
  2. Additional Computer Cover
  3. Specified All Risks
  4. Theft by Employees
  5. Frozen Food
  6. Loss of Licence
  7. Efficacy/Financial Loss/Professional Indemnity/Vendor Certification extension
These are our target businesses
  • Canvas goods, awnings, window blinds
  • Cleaning materials (waterbased)
  • Clothing
  • Computers, computer peripheral equipment
  • Domestic electrical appliances
  • Electric motors, generators and transformers
  • Electrical components
  • Electricals, electrical appliances and electrical
    components
  • Glass bevellers, cutters, grinders and engraving processes
  • Hardware
  • Ironmongery
  • Machine tools, fasteners, screws and bolts
  • Machinery and machine tools
  • Machinery excluding machinery for metallurgy, mining, earth-moving, food, beverages, tobacco, textiles,  apparel, leather, paper and paperboard production
  • Manufacturers
  • Office machinery
  • Offices
  • Optical precision instruments
  • Plastics
  • Retail
  • Small metal components – true precision engineering risks
  • Soft furnishings
  • Stationery and booksellers
  • Surgeries
  • Tools
  • Wholesalers
We decline the following trades
  • Thatched (Exclusion)
  • Waste Sector
  • Mobile phones
  • Vape Shops
  • E-Cigs
  • Fast Food Risks
  • Laundrettes
CONTACT US
VISIT OUR PRODUCT PAGE