Commercial combined

Property & Commercial

Up to £10m (£25m under our mid corp facility) for the combined Material Damage and Business Interruption sum insured, any one location


We offer comprehensive cover, providing clients with a range of covers required in a single policy. Backed by A-Rated capacity, we have the ability to tailor and enhance the wordings plus include extensions as standard.

This policy is aimed at manufacturers, wholesale, the food industry, engineering, printers etc – view our comprehensive list.

Quote, bind & renew this product online

Save time by issuing cover for majority of our products online. You can receive quotes immediately, benefit from fast-track referral and confirm cover and issue policy documents.

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Your expert team

You can access our knowledgeable underwriters directly to discuss your clients’ needs.

New business
Alan Spivey
01923 298 449
Kevin Stitt
01387 272 617

Key documents

Policy wording

Policy overview (IDD compliant)

Key benefits

Up to £10M MD/BI any one location

Average Free

Trading Tools include availability of : (a) 3 Year LTA (b) Low Claim Rebates (c) Rate stability (d) 1 Quote to market philosophy


  • Property Damage
  • Business Interruption – Gross Profit/ Fees/Revenue/ICoW/AICoW options
  • Money & Assault
  • Goods in Transit
  • EL/PL/Products Liability
  • Legal Expenses

Additional cover

  • Terrorism
  • Additional Computer Cover
  • Personal Accident
  • Specified All Risks
  • Theft by Employees
  • Frozen Food
  • Loss of License
  • Book Debts

Target Business

Manufacturers, wholesalers/distributors, (larger) retailers, food industry, engineering, printers, plastics, technology and many more.

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