Marine Cargo

Property & Commercial

Specialist cover for physical loss of or damage to goods whilst in transit including imports to and exports from the UK and ‘world to world’ shipments


This cover is available to be purchased by UK-domiciled wholesalers, retailers and manufacturers. It indemnifies the Loss or damage for most commodity types, whether conveyed by sea, air or land. We can cater for many types of Goods including refrigerated / frozen goods.

Annual premiums from £500 +IPT

Quote, bind & renew this product online

Save time by issuing cover for majority of our products online. You can receive quotes immediately, benefit from fast-track referral and confirm cover and issue policy documents.

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Key documents

Policy wording

Policy overview

Product Oversight & Governance


Submit a claim

Complete our online form.

Alternatively, if the loss or damage is extensive, please call our Claims Department as soon as possible. Full contact details here.

Key benefits

Cover for physical loss of or damage to goods whilst in transit

Cover available for transits within the UK up to £30M annually

Imports/Exports up to £10M annually per geographical area (e.g. UK to/from Europe)

Maximum limit of indemnity up to £1.5M any one transit


We will cover:

  • Air Freight replacement charges
  • Buyers/Sellers contingency cover
  • Brands and labels clause
  • Concealed damage clause
  • Destruction by Governmental Authorities
  • Fumigation costs
  • 24-hour claims notification service
Optional covers

  • UK and worldwide Exhibitions, Demonstrations and Trade Fairs
  • Tools and Samples coverage

Why Cargo insurance?

Who needs it?

For many SMEs, the products they ship are the lifeblood of their business. The loss of a shipment can jeopardize their future. Insurance is crucial to safeguard their balance sheet and livelihoods.

Carrier coverage gaps

Shippers and carriers often have insurance gaps that leave cargo owners vulnerable. Legal liability is limited, and even if claims are paid, they may not cover the full value of damaged or lost goods.

Hidden risks unveiled

Owners of cargoes that survive an incident at sea can be forced to compensate others whose cargo was abandoned to protect the ship, under the ‘general average’ rule. This can be expensive without insurance.

Target Business

UK-domiciled wholesalers, retailers and manufacturers.

Access our knowledgeable underwriters directly. Simply click the link to access the teams contact details.

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Please note, we are only permitted to deal with Insurance Brokers. If you are a customer, please contact your Insurance Broker for advice and information regarding your Insurance cover.