Hospitality & Leisure
Summary
We understand the complex nature of restaurant insurance and can create bespoke policies specific to your client.
This policy is aimed at restaurants that offer fine dining with specific meal courses, high-quality décor, dining rules, and sometimes a dress code.
Claims
Submit a claim
Alternatively, if the loss or damage is extensive, please call our Claims Department as soon as possible. Full contact details here.
Helpline details
For Emergency Medical Assistance whilst overseas +44 1243 621 066.
Claims Service – 0800 015 1498
Legal and Tax Helpline – 0345 300 1899
Commercial Legal Protection –
Risk Solutions Helpline – 0345 366 6666
Counselling Service Helpline – 0117 934 0105
Key benefits
Business Interruption cover for infectious disease including Norovirus
Loss of income following loss of Head Chef or General Manager
Average Waiver (five year valuations and index linking)
Free 24-hour crisis management support
Features
- Full theft cover
- Average Waiver (5 year valuations and index linking)
- Restaurant Wine Stock
- Chefs Knives
- Claims Preparation Costs
- Outside Catering &/or Exhibitions
- Seasonal Stock Increase
- Beach Pollution – Oil Spill
- Bomb Hoax
- Loss of Attraction
- National Lottery cover
- Tronc
- Professional Indemnity for event organisers & concierge
- PL silent on Terrorism
- Legal Expenses & helplines
- Crisis Management
Additional cover
Your clients may build their own policies to include the following benefits:
- Fidelity Guarantee
- PA & Business Travel
- Computer & Machinery breakdown
- Engineering Inspection
- Package Tour Regulations (PTR regs) – Tour Operators extension
- Management Liability
- Valet Parking & Limited Road Risks – Valet parking (including loss of use) and unregistered buggies, grounds maintenance equipment etc
Target Business
Restaurants that offer fine dining with specific meal courses, high-quality décor, dining rules, and sometimes a dress code.
Access our knowledgeable underwriters directly. Simply click the link to access the teams contact details.
Request a call back
Simply enter your details below and a member of the team will be in contact with you.
Please note, we are only permitted to deal with Insurance Brokers. If you are a customer, please contact your Insurance Broker for advice and information regarding your Insurance cover.