Hospitality & Leisure

We understand the complex nature of hotel insurance and can create bespoke policies specific to your client


Whether your client’s hotel is a UK wide chain, independent or franchised, country house or boutique, part of a golf club or leisure business, we have the experience and expertise to support you.

We are able to cater for all types of risks from modern concrete block to Grade Listed properties, with or without spa and leisure facilities, with the focus being on excellent risk management.

Your expert team

You can access our knowledgeable underwriters directly to discuss your clients’ needs.

New Business
Sinead O’Brien
01923 298 446
Rebekah Davies
01245 204 579

Key documents

Policy wording

Disclosure document

Key benefits

Warranty & Condition Precedent Free other than Cooking and Laundry Conditions Precedent

Business Interruption cover for infectious disease including Norovirus

Average Waiver (five year valuations and index linking)

Free 24-hour crisis management support


  • Warranty & Condition Precedent Free other than Cooking and Laundry Conditions Precedent
  • Full theft cover
  • Average Waiver (5 year valuations and index linking)
  • Restaurant Wine Stock
  • Chefs Knives
  • Claims Preparation Costs
  • Outside Catering &/or Exhibitions
  • Seasonal Stock Increase
  • Beach Pollution – Oil Spill
  • Bedbugs Infestation – Positive cover including clean-up
  • Bomb Hoax
  • Infectious disease including Norovirus
  • Loss of Attraction
  • Loss of income following loss of Head Chef or General Manager
  • National Lottery cover
  • Tronc
  • Professional Indemnity for event organisers & concierge
  • Package Tour Regulations (PTR regs) – Tour Operators extension
  • PL silent on Terrorism
  • Legal Expenses & helplines
  • Crisis Management

Additional cover

Your clients may build their own policies to include the following benefits:

  • Fidelity Guarantee
  • PA & Business Travel
  • Computer & Machinery breakdown
  • Engineering Inspection
  • Management Liability – D&O, EPL, Cyber (Full cover not just reinstatement of data) and All Risks Crime
  • Fleet & Limited Road Risks – Fleet, valet parking, buggies, grounds maintenance equipment etc.

Target Business

Our target profile is independent, owner operated Hotels with excellent risk management at the heart of the business.

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