General Contractors

General Contractors

Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools. It also includes Employers and Public/Products liability up to £10million limit of indemnity.

You can now sumbit your risks for this product online via our Broker Portal. Find out more*

To discuss your clients needs, please contact either:

Mike Patston       
Divisional Director        
07720 739 896
                          David Pargetor
01923 298 432 

Key features:

  • Includes Heat Use Away where applicable
  • Includes Professional Indemnity
  • Includes Financial Loss
  • Includes Site Death PA Cover
  • Additional Discounts for members of accredited association
  • Low Claims Rebates for members of accredited association
  • Excess applies to Third Party Property Damage claims only
  • Free Risk Management Survey
  • No Administration or Documentation Fees
  • "A" rated Insurer - Aviva
  • Accepted by all major contractors


  • Full Occupational PA Cover for Death and Capita
  • Sums Full Occupational PA Cover for Weekly Benefits

Coverage Limits:

  • EL £10m / PL £10m (heat use £2m)
  • Excess layer to £25m available
  • Height Limit - 15 metres
  • Minimum Premium £5000 + IPT (Normally written on a 90% M & D basis)

 Coming soon

  • D&O
  • Cyber Liability
  • 6.5.1 Insurance

Customer Profile:

All Contractors who can prove they are members of a Trade Body or Association.

Target Business

  • General Builders
  • Building Contractors
  • Property Developers
  • Property Refurbishers
  • Ground workers
  • Electricial Contractors
  • Fencing Contractors
  • Double Glazing Installers
  • Stone Masons
  • Shop/Office fitters
  • Bricklayers
  • Carpenters and Joiners
  • Ceiling Artexers
  • Painters and Decorators
  • Plasterers
  • Plumbing Heating Contractors
  • Partitioning Contractors
  • Dry Lining Firms
  • Floor and Wall Tilers
  • ...and just about anybody else in the construction industry which is involved in new work and wishes to insure the work in progress plus the materials and fittings