Property owners

Property & Commercial

Up to £10M for the combined Material Damage and Loss of Rent sum insured, any one location.


Material Damage cover for Commercial, Industrial and Residential property owning Landlords. Cover can be purchased on an All Risks basis or restricted to Fire and perils only.

Cover can be extended to include Loss of Rent and Property Owners Liability.

Quote, bind & renew this product online

Save time by issuing cover for majority of our products online. You can receive quotes immediately, benefit from fast-track referral and confirm cover and issue policy documents.

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Your expert team

You can access our knowledgeable underwriters directly to discuss your clients’ needs.

Key documents

Commercial policy wording

Commercial policy overview (IDD Compliant)

Residential policy wording

Residential policy overview (IDD Complaint)

Key benefits

Up to £10M combined Material Damage and Loss of Rent sum insured, any one location

Up to £10M Property Owners Liability for each location (higher limits considered on request)

Contract Works £250,000


  • Material Damage
  • Loss of rent & Alternative (Residential) Accommodation
  • Property Owners Liability
  • Legal Expenses

Additional cover

  • Employers Liability
  • Personal Accident
  • Terrorism

Target Business

Commercial, Residential, Blocks of Flats, Buy to Let, Mixed Portfolios, incidental unoccupied properties. Individuals, Limited companies, Managing agents, Residential Management Associations and many more.

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