General Contractors

Liability & Construction

Up to £30M Limit of Indemnity for Employers Liability and Public/Products Liability as standard


Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools. It also includes Employers and Public/Products liability up to £10M Limit of Indemnity, however we have the ability to apply an Excess Layer up to £30M.

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Submit details of your risk directly to our underwriters for priority review.

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Your expert team

You can access our knowledgeable underwriters directly to discuss your clients’ needs.

New Business
Scott Colquhoun
07935 758 653
David Pargetor
01923 298 432

Key documents

Policy wording

Policy overview (IDD compliant)

Key benefits

Employers liability up to £10M

Public/Products liability up to £10M (heat use £2M)

Excess layer to £30M available for employers and public/products liability


  • Includes Heat Use Away where applicable
  • Includes Financial Loss
  • Additional Discounts for members of accredited association
  • Low Claims Rebates for members of accredited association
  • Free Risk Management Survey
  • No Administration or Documentation Fees
  • “A” rated Insurer – Aviva
  • Accepted by all major contractors

Additional cover

  • Full Occupational PA Cover for Death and Capital Sums
  • Full Occupational PA Cover for Weekly Benefits

Target Business

  • General Builders
  • Building Contractors
  • Property Developers
  • Property Refurbishers
  • Ground workers
  • Electricial Contractors
  • Fencing Contractors
  • Double Glazing Installers
  • Stone Masons
  • Shop/Office fitters
  • Bricklayers
  • Carpenters and Joiners
  • Ceiling Artexers
  • Painters and Decorators
  • Plasterers
  • Plumbing Heating Contractors
  • Partitioning Contractors
  • Dry Lining Firms
  • Floor and Wall Tilers
  • …and just about anybody else in the construction industry which is involved in new work and wishes to insure the work in progress plus the materials and fittings

All Contractors who can prove they are members of a Trade Body or Association.

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