Liability & Construction
Up to £10M Limit of Indemnity for Employers Liability and Public/Products Liability as standard
Summary
Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools. It also includes Employers and Public/Products liability up to £10M Limit of Indemnity, however we have the ability to apply an Excess Layer up to £30M.
Submit presentations direct to our underwriters
Send an email or phone our underwriting team for expert advice or to review a risk.
Claims
Submit a claim
Alternatively, if the loss or damage is extensive, please call our Claims Department as soon as possible. Full contact details here.
Helpline details
Claims Service – 0800 015 1498
Legal and Tax Helpline – 0345 300 1899
Commercial Legal Protection – 0345 300 1899
Risk Solutions Helpline – 0345 366 6666
Counselling Service Helpline – 0117 934 0105
Key benefits
Employers liability up to £10M
Public/Products liability up to £10M (heat use £2M)
Excess layer to £30M available for employers and public/products liability
Additional discounts and low claims rebates for accredited association members
Features
- Includes heat use away
- Property Damage
- Business Interruption
- Money
- Goods in Transit
- Business All Risks
- Employers Liability
- Public & Products Liability
- Contractors All Risks
Additional cover
- Financial Loss Extension
- PI Extension
- Defective Workmanship Extension
Target business
- Bricklayers
- Builders
- Carpet & Flooring Fitters
- Civil Engineers
- Cleaning Contractors
- Door & Window Installation
- Electrical Contractors
- Gas Fitters
- Groundworkers
- Heating & Ventilation
- Contractors
- Joinery Contractors
- Kitchen & Bathroom Fitters
- Landscape Gardeners
- Mechanical Engineers
- Painters & Decorators
- Plant Hirers
- Plasterers
- Property Maintenance
- Roofing Contractors
- Scaffolding Contractors
- Shop & Office Fitters
- Small Turbine Engineers
- Solar Heating Installation
- Surface Contractors
- Tiling Contractors
Balanced portfolio
- Cavity Wall Insulation
- Cladding Contractors
- Concrete Contractors
- Curtain Walling Contractors
- Drilling Contractors
- Fencing Contractors
- Glazing Contractors
- Haulage Contractors
- Lift Engineers
- Lightning Protection
- Loft Conversion & Insulation
- Machinery Installation
- Piling Contractors
- Plumbers
- Rope Access Contractors
- Shuttering & Form Work
- Sign Makers & Writers
- Site Clearance
- Solar Panel Installation
- Structural Steel Erectors
- Telecoms Engineers
- Utilities Contractors
Limited appetite
- Alarm Installers
- Asbestos Contractors
- Basement Contractors
- Demolition
- Recycling
- Security Guards
- Skip Hire
- Sprinkler Installers
- Sub Aqueous Work
- Timber Frame
- Tree Surgery
- Waste
- Wet Civils
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Please note, we are only permitted to deal with Insurance Brokers. If you are a customer, please contact your Insurance Broker for advice and information regarding your Insurance cover.
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