Per Capita Liability

Per Capita Liability

This product covers many trades including high risk trades, professional and administrative, anywhere in Great Britain, Channel Islands or the Isle of Man.

This product is only available online via our Broker Portal.  You may obtain instant quotes and bind and print documentation easily. Please log in or request access to receive access to this product.

Key features

  • Designed for most small to medium sized business and tradesman with a maximum 10 employees (inclusive of working principles, employees and LOSC), plus up to two temporary workers when the number may fluctuate from the maximum number of persons for short periods of time.
  • In addition, Bona-Fide Sub Contractor (BFSC) if no more than 15% of annual turnover.
  • Available for risks up to £1M annual turnover.


•    Minimum one year experience
•    Dual Trades available           
•    Ability to offer six month policy

Additional covers

Via our partner Nice 1, you have access to ancillary insurance products that will cover items such as 'tools in vehicle'. Furthermore, you may quote and bind our 'plant and equipment' product via our Broker Portal too. 

To find out more about our complimenting products, visit our product page.

Online Broker Portal

You may quote, bind and renew the 'Per Capita Liability' product online via our Broker Portal.

If you already have access to the Portal, log in to trade online now.

To request access, please complete and submit the online form.