Commonly, insurance for tools when in vehicles contain restrictions. Are your clients covered?
Trades people rely on their tools to carry out their business. Commonly, insurance for tools when in vehicles contain restrictions where the policy will only pay claims when vehicles are locked in a garage or secure compound.
Tools Protect provides a tools in van insurance policy that protects the insured from replacing tools should they find themselves in the unfortunate position that they are unable to work due to the theft of tools from their vehicle or the tools are damaged as a result of an accident involving the vehicle.
- If tools in transit are destroyed, damaged or stolen whilst in the policyholders vehicle, they will be replaced
- If the tools in transit are destroyed, damaged or stolen during loading or unloading, they will be replaced
- Cover is limited to a maximum of two claims in any 12 month period