Premium Finance

Premium Finance

­Helping your clients’ budget and finance insurance premiums with affordable monthly payments, helping you to generate more sales.

We are pleased to announce that Touchstone Underwriting have forged a strategic Partnership with BNP Paribas Personal Finance, a leading provider of consumer finance solutions to offer you, our Insurance broker, flexible, cost effective premium funding solutions.

In this fast changing, digital world we understand that client expectations around choice and experience is key to your business success. Together, we will work with you to deliver responsible consumer finance solutions that help you increase your sales, attract and retain clients and increase your client loyalty.

By joining our Network deal you will not be restricted to only financing policies underwritten by Touchstone Underwriting. You will be able to input any type of risk and for all of your clients'.

Benefits of working with BNP Paribas Personal Finance

Stability and Transparency
As part of our responsible lending approach and corporate ethos, we offer a transparent pricing model with no hidden charges or surprises to our Partners or their clients.

Customer Service
This is at the core of everything we do and we work endlessly to improve your customer experience at every stage of the customer journey, thus ensuring higher customer satisfaction.

Significant investment in technology solutions delivering an intuitively designed platform, providing a slick broker and client journey bringing efficiencies to our broker partners.  

Partner Support
Dedicated business development resource from your Partnership Manager who will work with you to support and grow your business. You will have access to an Insurance Premium Funding contact centre with a specific broker and customer line.

MI and analytics
Workflow management tool to enable you to have full sight and control over your customers payment records.  Monthly MI to help you to monitor and analyse your business.  In depth analytics to identify patterns, trends and opportunities within your customer portfolio.

Register your interest

If you are interested in using our services and finding out more, please complete the below form. Once you have submitted the form, a member of the team will be in contact to discuss your options further.

Register your interest

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About BNP Paribas Personal Finance

We are the people behind a range of consumer finance solutions for many of the UK’s leading brands. For over 40 years, we’ve been helping our partners grow their business with simple, straightforward finance solutions their customers can trust. Our UK expertise coupled with the strength and global experience of BNP Paribas, means that we can create better consumer finance solutions for your business in what is an ever changing market.

BNP Paribas Personal Finance is the trading name of both Creation Consumer Finance Limited and Creation Financial Services Limited.

How premium finance works

Once you have completed the Broker Application form, it will be reviewed by BNP Paribas Personal Finance. If agreed, you will be provided with a dedicated log in to access your account. Training may be provided if necessary and here is where you will manage all of your clients premium finance.

If your client decides to pay by premium finance, the set-up process is simple. Once they have agreed on an insurance policy with you, your client will sign a credit agreement with BNP Paribas Personal Finance. They will pay you the full cost of your client's insurance policy. Your client then pays BNP Paribas Personal Finance back the cost of their insurance policy plus interest and any charges in regular installments by Direct Debit.