Group Personal Accident & Business Travel

Group Personal Accident & Business Travel

The most valuable asset of any business is its employees.

Every employer wants to protect their employees from an unforeseen event, whether they are at work, commuting, at home, or travelling abroad on business and a under our group product we offer an extensive package of benefits that can help to attract and retain employees.

Our Group Personal Accident and Business Travel policy has been designed to provide clarity of terms and conditions coupled with flexible benefits intended to minimise disruption to employers. We offer benefits should an employee be unable to work as a result of an accident or a travel incident.

This product is suitable for entities ranging from SMEs to large corporates.

How to receive a quote

Obtaining a quote is simple.

You may only quote and bind this product via our online Broker Portal.

Simply log in and complete the relevant information to obtain a quote. Once confirmed with your client, you may log back in (and make changes if necessary), bind the policy and obtain the documentation in an electronic format.

Broker Portal

Log in or register now.

Coverage Limits:

This product provides many features including Nuclear, Chemical and Biological coverage, threat to life benefit, 32 additional personal accident extensions, and contract certainty around ash cloud type events.

The standard limits for personal accident is £500,000 any one person and £2,000,000 any one event / aircraft. We have the option of referring larger limits to underwriters as required, where underwriters have the ability to write up to £2,500,000 any one person and £25,000,000 any one event.

The medical expenses cover whilst on a business trip is unlimited up to 104 weeks.

Personal Accident

Minimise disruption to your business should an employee be affected by a sudden or long term absence. Unlike liability policies where you are required to provide negligence, Our Personal Accident cover responds quickly where the agreed benefit cash sum is paid to the employer. This allows you to decide whether the benefit received is payable to the employee or used to support and protect your business operation.

Business Travel

With personal benefits and illness coverage, should an employee fall ill or become injured during business travel, you gain true peace of mind that your people are looked after round the clock, anywhere in the world.

Our Business Travel cover provides a range of benefits and services including:

  • Unlimited medical expenses (for up to 104 weeks) partnered with Intana Assistance, a global emergency medical assistance company – providers of international medical and travel assistance services. (
  • Kidnap or Extortion costs or danger to life scenarios partnered with The Anvil Group (International) Limited, an internationally renowned security organisation specialising in travel risk management and crisis avoidance. (

  • Compensation for travel delays, and curtailment and trip cancellation

  • Fraudulent use of credit and debit cards


We offer a wide appetite for a range of industry sectors including, but not limited to, Financial Services, Partnerships, Retail, Manufacturing and Construction.

The Group Personal Accident and Business Travel policy is flexible and may offer many policy options to meet your clients specific needs. For example, key employees could be identified in the group policy to receive higher levels of cover. The policy can be arranged to cover a specific situation or time period, such as cover whilst at work and commuting to and from work.

Online Broker Portal

You may only quote and bind this product via our online Broker Portal.

Broker Portal

Log in or register now.