Contract Works

Contract Works
You can now quote, bind and renew this product online via our Broker Portal. Find out more*

To discuss your clients' needs, please contact either:

Mike Patston       
Divisional Director        
07720 739 896
                          David Pargetor
01923 298 432 

What is it?

Contract Works insurance covers the works in progress, materials on a construction site for almost any peril or loss, such as fire, flood, storm, malicious damage and theft.

For example, if a contractor is building an extension to a house, a Contract Works policy will insure the new works as it is being erected and the materials.

Coverage Limits:

Annual Covers up to £5m turnover and £5m Contract Price.

  • Maximum Contract Period - 18 months.

Short Period Covers (Single Projects) up to £1m turnover and £1m Contract Price.

  • Maximum Contract Period - 9 months


A Contract Works insurance policy can also be extended to include:

  • Plant that you own
  • Plant that you hire in
  • Your tools
  • Your employees tools
  • Temporary buildings
  • Existing buildings

Customer Profile:

 Employers and Contractors requiring annual or short period cover.

Target Business

  • General Builders
  • Building Contractors
  • Property Developers
  • Property refurbishers
  • Electricians
  • Double Glazing installers
  • Shopfitters
  • Bricklayers
  • Carpenters and joiners
  • Ceiling artexers
  • Plasterers
  • Partitioning contractors
  • Dry lining firms
  • Floor and wall tilers
  • ...and just about anybody else in the construction industry which is involved in new work and wishes to insure the work in progress plus the materials and fittings