Our Motor Trade policy is written under an exclusive fully delegated underwriting authority from Aviva.
Summary
We offer a specially designed package aimed at single site garages in rural/sub urban areas. Typically covers include but are not limited to Material Damage, Business Interruption, Employers Liability, Public Liability, Defective Workmanship and Road Risks.
This product is exclusive and only available to selected broker partners.
Please contact your Regional BD Underwriter to discuss opportunities.
Claims
Submit a claim
Alternatively, if the loss or damage is extensive, please call our Claims Department as soon as possible. Full contact details here.
Helpline details
Claims Service – 0800 015 1498
Legal and Tax Helpline – 0345 300 1899
Commercial Legal Protection – 0345 300 1899
Risk Solutions Helpline – 0345 366 6666
Counselling Service Helpline – 0117 934 0105
Key benefits
Refilling, recharging or replacing of fire and security equipment up to £25,000 any one claim
Wrongful conversion – 20% contribution by the Insured
Capital Additions
Financial Loss – Products Supplied
Fraud or Trick
Misfuelling before damage
Damage to vehicles being worked upon
Uninsured Loss Recovery
Damage to Machinery and Plant at the premises by breakdown, collapse or explosion
Features
- Property Damage – All Risks
- Business Interruption and Book Debts
- Money, Assault and Wronguful Conversion
- Employers’ Liability, Public & Products Liability and Commercial Legal Protection
- Road Risks and Motor Legal Protection
Additional cover
- Legal Expenses
- MOT Loss of Licence – loss of profit only or including Legal Expenses
Target Business
Service and repair garages, inspection and MOT testing, used vehicle sales, Touch up spraying and body repairs, all with the focus on cars, vans and motor cycles and trading from a commercial premises.
Decline Trades
Vehicle sourcing and broking, recovery operators, vehicle dismantling or breaking, vehicle manufacturer/coachbuilders and racing/rallying and kit car risks.
Request a call back
Back to products
Meridien House, 71 Clarendon Road,
@TouchstoneUw
@touchstone-underwriting-limited