Dry cleaners & laundrettes

Property & Commercial

Please note this scheme is now closed.


A dry cleaning business requires insurance that covers their customers, staff and suppliers as well as their property. Our cover is designed to protect dry cleaners against a range of exposures; from fire to theft and even accidental damage to their customers’ belongings.

Quote, bind & renew this product online

Save time by issuing cover for majority of our products online. You can receive quotes immediately, benefit from fast-track referral and confirm cover and issue policy documents.

Access broker portal

Your expert team

You can access our knowledgeable underwriters directly to discuss your clients’ needs.

Key documents

Policy wording

Policy overview (IDD compliant)


  • Employers Liability – £10M
  • Public/Products Liability – £2M
  • Goods in transit – £2,000, with increases considered
  • Goods in Trust – standard policy limit of £250,000, increases available on request
  • Business Interruption – standard cover of £500,000, increases available on request
  • Money, £3,000 on premises during business hours and £1,000 in safe
  • Increases available on request.

Additional cover

Special Extensions include:

  • Goods in trust
  • Hire of carpet cleaning machines
  • Customers goods in trust handed out in error
  • Theft of Goods in Trust
  • Treatment – standard cover £3,000 any one occurrence for loss, destruction or damage to goods in trust whilst being worked on.

Our Dry Cleaners insurance policy may also be extended to include:

  • Terrorism Cover
  • All Risks Items
  • Public/Products Liability to £10,000,000
  • Buildings
  • Temporary buildings
  • Existing buildings

Target Business

SME High Street dry cleaners, launderettes and shoe repairers businesses.

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