Liability & Construction
One policy covering the consequences of an event from every perspective with 24/7, 365-day assistance.
Our cyber solution sits inside our Management Liability Package. The policy includes five key covers:
- Directors & Officers Liability
- Employment Practices Liability
- Corporate Legal Liability
- Commercial Crime (All Risks)
- Cyber Risk
A claim in one of the below areas may often lead to multiple claims with multiple insurers for the same incident. With our cover, you make one claim. We then take care of all the areas affected in the policy.
We have also created an SME version which contains set lower limits at an affordable price of £250 +IPT.
Up to £2M D&O limit
£100,000 Entity & Employment Practices Liability included as standard
Commercial Crime (All Risks) limit up to £2M
Cyber limit up to £500,000
Crime excess starting at £5,000 / Cyber excess starting at £1,000
Commercial Crime (all risks)
Provides cover on an all risks basis covering theft from the Insured by anyone, whether employed by them or not. This means the cover for theft committed by third parties is not restricted (as in some policies) to certain types of theft.Download information pack
Cyber Risk Insurance
All businesses are now vulnerable to cyber threats as they become more reliant on IT. Traditional insurance policies may not have been designed to cover these new and evolving risks which is why a specific cyber policy is becoming more important to businesses.Download information pack
Employment Practices Liability (EPL)
Employment disputes cost organisations an enormous amount in management time and defence costs. Regardless of HR practices and procedures, the risks cannot be eliminated. This policy will cover the company, its subsidiaries, directors and officers and past, present and future workers.Download information pack
Directors & Officers (D&O) Liability
Provides protection for the personal assets of individual directors, officers, managers and sometimes employees of an organisation and protection to the Company, to the extent the Company ‘reimburse’ or ‘indemnify’ the same directors & officers.Download information pack
Corporate Legal Liability
This will cover defence costs and legal liability incurred as a result of claims and prosecutions bought against the company for a wide range of wrongful acts, errors or omissions.
This cover includes:
- Contractual liability defence costs
- Corporate killing
- Social media/public relation consultancy fees
This includes the cost of defending employment disputes; defending prosecution from matters arising from legislation. It will also cover accountancy and legal costs.