Contract works

Liability & Construction

Covers the works in progress and materials on a construction site for almost any peril or loss.


Contract Works insurance covers the works in progress, materials on a construction site for almost any peril or loss, such as fire, flood, storm, malicious damage and theft.

For example, if a contractor is building an extension to a house, a Contract Works policy will insure the new works as it is being erected and the materials.

Quote, bind & renew this product online

Save time by issuing cover for majority of our products online. You can receive quotes immediately, benefit from fast-track referral and confirm cover and issue policy documents.

Access broker portal

Key benefits

Annual Covers up to £5m turnover and £5m Contract Price. (Maximum Contract Period – 18 months.)

Short Period Covers (Single Projects) up to £1m turnover and £1m Contract Price. (Maximum Contract Period – 9 months)

Additional cover

  • Plant that you own
  • Plant that you hire in
  • Your tools
  • Your employees tools
  • Temporary buildings
  • Existing buildings

Target Business

  • General Builders
  • Building Contractors
  • Property Developers
  • Property refurbishers
  • Electricians
  • Double Glazing installers
  • Shopfitters
  • Bricklayers
  • Carpenters and joiners
  • Ceiling artexers
  • Plasterers
  • Partitioning contractors
  • Dry lining firms
  • Floor and wall tilers
  • …and just about anybody else in the construction industry which is involved in new work and wishes to insure the work in progress plus the materials and fittings

Your expert team

Access our knowledgeable underwriters directly:

Steve Swinburne ACII

Lead Underwriter
01923 236 399
07935 758 729

Robin Ditchburn

Robin Ditchburn Dip CII

Senior Underwriter
01923 298 411
07706 735 149

David Pargetor

01923 298 432

Megan Hardway

Assistant Underwriter
01923 298 417


Request a call back