Property & Commercial
The ability to cater for large sums insured including excess of loss, backed by A-rated capacity.
Summary
Our Niche Property cover is a specialist product backed by Lloyd’s and London Market Insurers to cater for a wide range of Properties including:
- Cladding issues, including high-rise properties
- Commercial buildings with non-approved composite panels, including EPS
- Food industry risks, including cooking with deep fat frying and smoking
- Government contract risks, such as properties for asylum seeker accommodation
- Lack of fire breaks and compartmentation
- Listed buildings with special requirements
- Operational risks with non-approved composite panels, including EPS
- Timber cladding and timber balconies
- Unoccupied and multi-tenure buildings (including converted mills)
- Woodworking and chemical risks
First loss and/or quota share/excess layer options may be considered.
Submit your risk online
Submit details of your risk directly to our underwriters for priority review.
Coverage options
First Loss
Secure coverage up to a specific limit
Full Value
Comprehensive coverage for total peace of mind.
XOL (Excess of Loss)
Layers to achieve full value placement
Co-insured
Lead or follow lines to provide cross-market solutions
Claims
Submit a claim
Alternatively, if the loss or damage is extensive, please call our Claims Department as soon as possible. Full contact details here.
Key benefits
Backed by A-rated capacity with the ability to cater for large sums insured including XOL.
Property Owners Liability at £2M or £5M as standard (higher limits considered on request)
Different cover options available for Unoccupied Risks
Ability to submit risk information online via our Broker Portal
Features
- Property Damage – Buildings & Contents
- Property Owners Liability
- Specially negotiated rates for risk consultancy services via trusted partner 4Sight Risk Management and building/valuation services
Additional cover
- Employers Liability
- Terrorism
- Legal Expenses
Target Business
Food risks including deep fat frying
Holiday homes
Large industrial buildings with composite panels
Listed buildings
Multi-tenure
Non standard construction
Unoccupied buildings (all types)
Woodworking exposures
Access our knowledgeable underwriters directly.
Request a call back
Simply enter your details below and a member of the team will be in contact with you.
Please note, we are only permitted to deal with Insurance Brokers. If you are a customer, please contact your Insurance Broker for advice and information regarding your Insurance cover.
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